The Best IB Economics Notes and Study Guide for SL

The Best IB Economics Notes and Study Guide for SL/HL SAT / ACT Prep Online Guides and Tips Are you taking IB Economics but feel you aren't learning enough from your class alone? Maybe you need more explanation of certain economics topics? If you need some help in your IB Economics SL/HL class, this study guide is for you. I’ve gathered all of the best free IB Economics study guides and notes into one useful article. This IB Economics study guide is organized according to the IB Economics Syllabus. How to Use TheseIB Economics Notes and Study Guide If you are looking for help with one topic, use the Command + F function on your keyboard to search this article for that topic. For instance, if you want to learn more about Markets, use Command + F to bring up the search function. Type in â€Å"Markets† and it’ll bring up all of the study materials for Markets. I separated the resources into: Quick reference: one-page summary of material if you just need a quick refresher. Longer notes: notes (generally 3-10 pages) if you need more of an in-depth explanation. How Should You Use This Article During the School Year? If there are any subjects that you feel youdon'tcompletely understand after learning them in class, use these notes to review them and fill any knowledge gaps. You should also use these notes to regulary review past topics you covered in class to be sure you don't forget earlier topics and have to cram right before the exam. To score well on the IB Economics exam, you should be studying and reviewing the topics you cover in class throughout the year. This will help you cement this information in your mind so you're not struggling for answers on test days. In addition to these notes, you should also take several practice tests. This will help you test your knowledge and get a better idea of how well you'll score on test day.FindIB Economics HL and IB Economics SL past papers, Free and Official, in our other article. Common Study Mistakes for IB Economics SL/HL It's important to avoid falling behind in IB Economics SL/HL; there's just too much material to learn easily if you get significantly behind. You need to master the topics during the school year to ace your IB Economics papers. Some common mistakes are: Avoiding topics you don’t understand in class. If you didn’t learn it in class, you need to look for help elsewhere whether through this IB Economics study guide or tutoring. Waiting to study until a week or two before the papers. There are a lot of concepts to master. A week or two is not enough time to learn them all (that is why IB Economics is taught over 1 to 2 years). Learn the topics as you’re supposed to learn them in class. Use this study guide if you need extra help. Want to get better grades and test scores? We can help. PrepScholar Tutors is the world's best tutoring service. We combine world-class expert tutors with our proprietary teaching techniques. Our students have gotten A's on thousands of classes, perfect 5's on AP tests, and ludicrously high SAT Subject Test scores. Whether you need help with science, math, English, social science, or more, we've got you covered. Get better grades today with PrepScholar Tutors. Section 1: Microeconomics Longer notes: Basic Definitions Longer notes: PPF and PPC Longer notes: Free Market vs. Planned Economy 1.1 Competitive markets: demand and supply (some topics HL only) Quick reference: Markets Longer notes: Markets Quick reference: Demand Quick reference: Supply Quick reference: Market equilibrium Quick reference: The role of the price mechanism Quick reference: Market efficiency 1.2 Elasticity Longer notes: Elasticities Quick reference: Price elasticity of demand (PED) Quick reference: Cross price elasticity of demand (XED) Quick reference: Income elasticity of demand (YED) Quick reference: Price elasticity of supply (PES) 1.3 Government intervention (some topics HL extension, plus one topic HL only) Quick reference: Indirect taxes Quick reference: Subsidies Quick reference: Price controls 1.4 Market failure (some topics HL only) Longer notes: Market Failure Quick reference: The meaning of market failure Quick reference: Types of market failure 1.5 Theory of the firm and market structures (HL only) Longer notes: Theory of the Firm (HL) Section 2: Macroeconomics Longer notes: Measuring National Income Longer notes: Introduction to Development Longer notes: Unemployment and Inflation Longer notes: Distribution of Income 2.1 The level of overall economic activity (one topic HL extension) 2.2 Aggregate demand and aggregate supply (one topic HL only) 2.3 Macroeconomic objectives (some topics HL extension, plus one topic HL only) Longer notes: Macroeconomic Models 2.4 Fiscal policy 2.5 Monetary policy 2.6 Supply-side policies Quick reference: Evaluation of supply-side policies Longer notes: Demand-side and Supply-side policies Section 3: International Economics 3.1 International trade (one topic HL extension, plus one topic HL only) Longer notes: Reasons for trade Longer notes: Free trade and protectionism Longer notes: World Trade Organization (WTO) 3.2 Exchange rates (some topics HL extension) Longer notes: Exchange rates 3.3 The balance of payments (one topic HL extension, plus some topics HL only) Longer notes: Balance of payments Longer notes: Balance of Payment problems 3.4 Economic integration (one topic HL extension) Longer notes: Economic integration 3.5 Terms of trade (HL only) Longer notes: Terms of trade Section 4: Development Economics 4.1 Economic development 4.2 Measuring development 4.3 The role of domestic factors 4.4 The role of international trade (one topic HL extension) 4.5 The role of foreign direct investment (FDI) 4.6 The roles of foreign aid and multilateral development assistance 4.7 The role of international debt 4.8 The balance between markets and intervention Longer notes: Sources of Economic Growth and/or Development Longer notes: Consequences of Growth Longer notes: Barriers to Economic Growth Longer notes: Growth and Development Strategies Longer notes: Evaluation of Growth and Development Strategies What’s Next? Learn more about IB Economics: Want some more IB Economics study materials?Check out our guide to every IB Economics past paper available, including free and official papers. Looking for more info on what IB Economics covers?Read our complete guide to the IB Economics syllabus to learn every topic that will be covered in the course. Wondering which other IB classes you can take?Take a look at the complete list of IB courses to see what your options are. Want to improve your SAT score by 160 points or your ACT score by 4 points?We've written a guide for each test about the top 5 strategies you must be using to have a shot at improving your score. Download it for free now:

Finance-Whether to undertake a project or not Research Paper

Finance-Whether to undertake a project or not - Research Paper Example As per the latest audited financial statement of the company (for the financial year ended 201), the company employees more than 164,000 and has more than 70 operational plants worldwide in six continents. Ford Motors well established business attracts a great deal of consumer base irrespective of demography. The primary business of the company comprises of high end state of the art cars both for the individual as well as for the industrial use. The company, through its resilient and effective marketing tactics, has able to capture significant market shares in the automotive industry worldwide. Following is an extract from the financial statement of the company which presents the movement in the market share of the company for the current financial year of 2011 The company divides its revenue into two broad segments which are through automotive and through financial services. The automotive structure is further divided into four segments of 1) Ford North America, 2) Ford South Americ a, 3) Ford Europe, and 4) Ford Asia Pacific Africa. Whereas, the ford financial services are divided into 1) Ford Credit, and 2) Other Financial Services. The company has improved its asset allocation strategy and has also rejuvenated its business strategy and global competitive strategy. The proactive approach has resulted in an increase of 5.7% in sales revenue from the automotive and financial services business. The financial year 2011 proved to be another progressive year for Ford Motor Company. During the current year, the company’s revenue increased by 5.7% during the current year to an impressive $136,264 million which has caused the operating profit to increase by a staggering 21%. The company, following its growth strategy, aspires transform its operation into multi channel business. The company has taken major steps in investing its direct sales business which enhanced the revenue during the current financial year. In addition, the company is actively following its strategy of refurbishing its plants and giving them a new and improved look. The refurbishment has resulted in an increased production capacity and has created a more opportunities for the company. The following table compares the financial results of Ford Motor Company, for the financial year 2011 with that of the year 2010. As quite evident from the above comparison, the financial outlook of the company has improved. The increase in group revenue primarily pertains to the increase in like-for-like sales as well as the addition of new plants and outlets, both in and outside of North America. Since Ford Motor Company do a significant number of its sales overseas, the company’s revenue is majorly increased due to the fluctuation in exchange rate. Although the recent credit crisis and global economic meltdown proved to be a hurdle, but the impact was offset by prudent risk management and apt allocation of capital investment. The gross profit to sales ratio for the year ended De cember 31, 2011 was 6.37% which has decreased by notably during the current year. The increase in the profit is due to the fact that during the current year the company did not spend any exceptional cost which it incurred during the prior year on strategic restructure. In addition, the company took strong measures to control its finance cost during the

Teaching case study for international marketing Essay

Teaching case study for international marketing - Essay Example Its various strategies and marketing activities are also discussed. Poundland is one of the famous companies in the retail industry. It is a British multinational company having its presence in most of the big countries of the world. It is a public limited company. The company was established in 1990 by Stephen Smith and Dave Dodd. The company deals with various types of products like kitchen ware, home, healthcare, gifts etc. The company sells all of its products at  £ 1. The company is considered as the largest single priced retailer in UK. In 2014 the company earned revenue of 997.8 million pound. In that year the profit of the company was  £ 13.9 million. The firm has around 10,020 employees who play vital role in operating the business process. The target of Poundland Company is to increase its market share and customer base. The company has expanded its business operations in many countries of the world. Now it is focusing on expanding its business in China. This country can be a big market for this company. The firm has the objective to t he entire market of China. In different other countries the company is enjoying strong growth in customer acquisition and sales (Halliburton and Ziegfeld, 2009). The company expects the same business growth after expanding into China market. Poundland is into the retail industry for a long period of time. The retail stores of Poundland sell products of different brands. The company also has products of its own. The company is famous for selling all products for  £ 1. This unique pricing policy helps the brand to attract maximum number of customers. The firm promotes its brand by maintain its strong and active presence in different social media sites like facebook, twitter, pin interest etc (Agrawal, 1995). Through this social media sites the company performs different marketing activities for increasing its brand value. The brand has large number of female customers. The

Customer care trainee report Essay Example | Topics and Well Written Essays - 1750 words

Customer care trainee report - Essay Example On a simpler note, it is about delighting the customers so that they will continue doing business with the company. Customer service is also defined to be a sequence or even a cycle of activities designed to enhance the level of customer satisfaction which is the feeling that a service or a product has met the customer's expectation. Finally, for a customer, it is "a function of how well an organization is able to constantly and consistently exceed the needs of the customers." ("Making A Point of Good Customer Service") Maximizing profit by providing excellent quality service is necessary and crucial. Companies need to know the way to succeed from the combination of customer loyalty, efficiency, and revenue. For most successful firms, they put customers at the core of organization's business system making it the most important aspect for profit generation. What makes companies be at the top of the game at the market place is the commitment to achieving and exceeding customer satisfaction and their continuous self assessment on how well their products and services fulfill the needs and expectations of the clientele. In order to sustain the competition, these companies have to show vision, diligence, and passion to benefit the customers. As a result of this belief, successful firms continuously deliver superior value to customers, at times, regardless of the products conditions. For instance, one's products may appear to be obsolete compared to others; however, top businesses are still able to sell t hese goods because of their ability to build the products' value to the customers on a consistent and continuous basis. Value is created by explaining the benefits of the products or services, addressing concerns, queries, or problems, and uncovering the needs of customers. A company that can present greater advantages to a customer is the frontrunner at the business world. Companies lose so much when they ignore the customers' needs, do not show any distinctive competence or customer empathy. Many products remain to be unsold and even with excessive marketing efforts; it still cannot influence customers to avail of either the products or services. It further irks the customers when they feel that companies are only after their money through alluring advertisements and publicities, and nothing more. The skill to be able to deliver the value to your clients is through excellent verbal and non-verbal communication skills and active listening. There are simple rules on how to maintain exceptional quality customer service starting with learning how to listen. It is said that when customers have complaints, it is usually because of something. Companies need to accept complaints positively; first, as a chance to give more details about a concern, second, as a means to learn something. Through this, companies are given the opportunity to better their goods and services at the proposition of the customers. Interrupting a complaining client is never a good way to resolve issues; on the contrary this is the easiest way to drive them away. Remember that one unsatisfied customer tells about twenty people and a business cannot afford to lose clients simply because they cannot patiently listen to customers concerns or that they take things

Etrade Baby Essay Example for Free

Etrade Baby Essay A Talking Infant, Financial Systems, Golf What do a talking baby, stock markets, and golf all have in common? Nothing, right? Wrong. E*Trade – a popular public online financial services group – uses all three of these entities to create a commercial that has had people talking for years. When the commercial is over, you are left in shock at what you just saw, a baby in a high-chair talking about the stock market. But will the ad’s weirdness produce sales of the company’s program for years to come as well? Or just make it a highly talked about YouTube video? To the contrary, E*Trade does a professional job in conveying its message of simplicity to â€Å"average Joes† who are looking to either become day traders, start a retirement fund, or even banking. E*Trade’s main audience is not a person with a net worth or five million dollars. E*Trade is looking to sell their product to â€Å"average joe† type clients. It can be assumed this because E*Trade uses the financial term â€Å"401k† in their commercial; this is the most popular tax investment form everyone has. The main character of the commercial is â€Å"The E*Trade Baby,† but there’s a catch, the baby speaks with a mature older man’s voice. This adds a sense of weirdness to the commercial right off the bat. One may question the validity of a company whose commercials star a talking baby, but this is a clever marketing approach because if people see a talking baby, something they don’t see every day, they will immediately become engaged in the commercial. E*Trade uses a baby as a symbol for inexperience, simplicity and an older man’s voice for knowledge. E*Trade wants to show the audience that if a baby can you use the program, so can the audience. They also want to show knowledge, that E*Trade is a reliable and trusted company, so they use the voice of an older man to portray legitimacy. E*Trade wants to declare that â€Å"Yes, this is a legit company and yes, we’re simple to use,† so a talking baby fits in perfectly to both categories. Just like the Old Spice commercials talked about in class, the E*Trade Baby ads have many spinoffs with numerous situations the baby is in. The commercial I am focusing on is set in a golf country club locker room. The ad starts off with the baby talking to a man named Frank. The baby says â€Å"Ah, this is weak, man. Frank’s trying to not pay me my winnings for the skins beat down I just issued him. † The baby has now caught the attention of the audience with this opening line because people are drawn into the weirdness of a talking baby in the commercial. Now when he starts to talk about finance and what the company actually does, viewers will be already engaged. Not only does the talking baby raise questions that attract us to this ad, but there are many other. For instance, why is a baby playing golf with old man? And why is there a computer in the locker room of a country golf club? All All these questions have no answers but it draws us into the commercial and makes us connected to it, hopefully throughout the commercial we will find answers to these questions, but in this case we do not. E*Trade’s goal is to get a lot of publicity and attention with their commercials while providing us with the smallest amount of information. This is because E*Trade wants people to inquire about the company and have them visit E*Trade’s website us. etrade. com. Once on the website, people will be impressed by the fancy website that proves it is a legitimate company, and lured into signing up for an account The baby says â€Å"His (Frank) 401k’s tankin. Ya gotta grab the reins man. Get E*Trade, do some analytics, do some research (into the stock market), and take charge so I don’t have to subsidize your lack of skills. † There’s actually a lot of information about the company and its message all in that little saying. The E*Trade baby uses a clever balance a financial terms and jokes to put the viewer in an informal setting while talking about a big decision a person must make. E*Trade is not an elite company for only the â€Å"one-percenters† to use. E*Trade’s goal is to get skilled and novice users with just a little amount of money to open an accountant. Using the term 401k is strategically brilliant because everyone who works for a company most likely has one. E*Trade could have used any tax form number, but chose the most popular one to relate to the most people and with the current economy, it’s probably on the minds of most people right now. When the baby says, â€Å"Do some analytics, do some research, and take charge,† he is describing the job of the novice investor. The baby is now describing that when using the E*Trade software, you are able to look at analytical charts and graphs, read news articles and research about potential stock purchases and basically to take charge of your life. E*Trade does not buy and sell stock for you; you have to do it yourself. You are in control of the future and E*Trade presents the question â€Å"What are you going to do to prepare yourself for it? † It’s hard to tell whom is the exact audience E*Trade is trying to promote itself to, but assumptions can be made. Since it is a golf setting in a country club, they are focusing on males anywhere from 20s to 60s (the general range of persons with a 401k). E*Trade did a good job picking a wide range of ages with this advertisement, which is what makes it such a good ad! Since the ad is set in a country club locker room, E*Trade is also advertising to a certain class of people I believe: well educated men who know a think about finance and who play golf. Golf is an expensive sport. I think if you have money to play golf you would be interested and would know the benefits of investing. But are they also advertising to a whole inclusive audience with a cute baby to grab the attentions of mothers and grandmothers? Only the directions and producers know that answer. You can have a good commercial, the best commercial ever known to man. But if you don’t have the right exposure no one will see it. E*Trade played this commercial before and after Superbowl XLII on February 1, 2009. Back to what was said before on the age of the audience, 20s to 60s. That basically sums up the audience of the Superbowl as well; perfect. E*Trade picked the most opportune time to run this commercial and not only reaches its projected audience, but all 90 some odd million people that tune in each year to watch the game, and the commercials. Another part of the commercial that is important to take into consideration is the point of view in which we view the commercial. Since the program E*Trade is used on a computer, the great minds behind this commercial put the camera where a usually webcam should be. This is to provide a visual of where the user of E*Trade’s product will be using the product. This is brilliant because now we see the baby sitting in a chair in front of the computer using a keyboard and a mouse, in the same spot where we would use the program was well. The E*Trade Baby Commercial is trying to sell to their audience a financial services program available to download on the computer. E*Trade does a good job in getting the attention of its viewer and making a hard subject of finance fun and entertaining. E*Trade describes everything that their company’s mission statement says that they are, â€Å"A financial services ompany that is simple to use. Designed with the user in mind. † There is no doubt in my mind that this commercial will go down as a classic and will have people talking about the â€Å"E*Trade baby† for years to come. To respond to the question previously stated in the beginning of this paper. Even though this commercial will be popular for years to come, will the ad produce sales of the company’s program for years to c ome as well? It turns out, no. When a person is looking to invest in money, they normally look for a company that is well-reputable and well-respected. Humor is no doubt, un-debatable, a marketing tool to grab the attention of a viewer, but humor in advertising is very hard to pull off because you simply never know what people will laugh out. Some think it funny, others think it’s not. In order for a commercial to use humor, the company should be trying to sell humor. Clearly E*Trade does not sell humor.. Instead of a talking baby to grab the audience’s attention and provide a laugh, E*Trade should create a well-informative commercial that captures the audience’s attention and show how one can benefit from using E*Trade.

Catch-22 and the Theme of Death Essay -- Catch-22

Catch-22 and the Theme of Death    There are many ways for a man to die, but there is no way to bring him back after he has entered the world of dead. Catch-22 is a novel satirizing war, and because of this, it inevitably has a strong underlying theme of death. But unlike many war novels, Catch-22 doesn't use violent depictions of fighting or bloody death scenes to denounce the evils of war; it utilizes humor and irony to make an arguably more effective point. And even more importantly, Catch-22 is ultimately a novel about hope, not death. Although the inevitability of death is still a prominent motif, it eventually leads the main character, Yossarian, to realize that the desire to live is important and also that he can't simply live; he must live free of hypocrisy and oppression.      Ã‚  Ã‚   Nately's whore plays a major part in conveying the message about life and death in Catch-22, even though she doesn't become an important character until the novel nears its climax. Although Yossarian is only the messenger bearing the bad news of Nately's death, Nately's whore holds him responsible and follows him back to Pianosa in an attempt to murder him. Yossarian manages to repeatedly escape from her, but only as long as he continues to disobey the illogical and immoral rules of the military. When he agrees to meet with Colonel Cathcart and Colonel Korn, she catches him and seriously injures him. This may imply that by submitting to the oppression of the bureaucratic military system, Yossarian is only headed towards death and disaster. And in the midst of Yossarian's final revelation and his decision to desert the military, Nately's whore was hiding behind a door, ready to stab him. But ... ...but the desire to live is the most important impulse a man can have. But Yossarian can't live a life of hypocrisy or oppression under the military; this is what finally pushes him to desert. The knowledge that Orr finally paddled all the way to Sweden gives him hope, and he sees the only path he can take to be free. He knows it will be difficult, but he knows there is no alternative for him.      Ã‚  Ã‚   Although Catch-22 is a novel about war, it is not only about death. The message it ultimately conveys is one of hope. Yossarian finally realizes that the basic instinct to survive is the most important quality of a man, and that he must follow his impulse and escape from the military, which will only lead him to his death. Catch-22 may allow the military to do whatever the people can't stop it from doing, but it can't destroy hope.   

Pauline Ethics Essay

1.Why is it necessary that actions proceed from moral and spiritual vision? It is necessary that actions proceed from moral and spiritual vision because the attainment or accomplishment of our vision or goals is when we will be able to put it into action. What is in hearts and minds must be seen through our actions because grace to Apostle Paul work in the inside out. Like Apostle Paul, his ethical teaching flows from a moral vision. For him, to be a Christian is to able to do God’s will. To know the Christian codes of right conduct and behavior, we must have the moral capacity to act on them. In short, if one has moral character then one will act morally. In Colossians 3:1-2, Paul said that â€Å"Since, then, you have been raised with Christ, set your hearts on things above, where Christ is seated at the right hand of God. Set your minds on things above, not on earthly things.† If we are seeking after the exalted Lord Jesus Christ then it envisions our practical pursui t of spiritual goals. Then to set our minds on things above, emphasizes that we have the spiritual capacity to accomplish those spiritual goals. For example, one of my moral visions is to be more patient enough or to control my being hot tempered against unreasonable people. In order to attain this goal of mine then I have to pray for them to become matured enough and also ask God to give me wisdom in dealing with them especially in giving responses, reactions or comments to what they say. Further, I have to befriend them and try to reach out with their needs. All these moral and spiritual visions will be accomplished through our actions since we participated in the death and resurrection of Christ; we are now being transformed into new person by God’s grace. 2. How do the virtues of Faith, Hope and Love affect the practice and conduct of your own particular profession? These three virtues affect the practice and conduct of my profession in such a way that as a Social Worker I am committed to help the less fortunate people or people who are deprived from their own rights (esp. the indigent) in the upliftment of their lives. Because of my faith that God will never leave us nor forsake us (Hebrews 13:5) and that He will provide all our needs according to glorious riches in Christ Jesus (Phil. 4:19) then I have to keep going, not to be discouraged in helping these clients. This virtue of faith drives me to hope that someday, somehow, these less fortunate people will rise from their present situation and be able to exercise their right and duties as citizenry of our country. Also to pursue my commitment, I have the duty to love these people as Jesus loved me unconditionally. There are times that it’s not easy to love especially if I encounter rude people but to be able practice my faith, I ought to do so. 3.How would you foster ethical/moral values in the following realities? a.Consumerism – buying only what I need (want vs. need). By being practical and maximizing my resources to the fullest. Also when buying something, do not be brand conscious but focus on the usefulness of that thing. b.Mundane and Profane tendencies – not to conform to the pattern or evil desires of this world but be transformed by the renewing of your mind†¦ (Romans 12:2) even if it is the trend. To stand out against the world. c.Relativism – by respecting one’s faith and beliefs. Also being open to the perspective of others not to be so closed with what I know and how I understands different things in life but be willing to share or exchange with one’s opinion and ideas. d.Technological Dependence – for me by choosing only what is applicable to my need and demand of times. Personal relationship should not be sacrificed just because of this high technology. e.Economic Scarcity – being resourceful and practical and maximizing the full potential of such – (Principle of supply and demand). For example, there was food scarcity in a certain area because of typhoon devastation. Relief goods were distributed and so there were crowd falling in line. In this case, I would give priority to senior citizens, the sick, pregnant and the handicapped, though all of them have equal need. 4.How do you exercise your particular profession in the perspective of the following Christian Gifts (Romans 12:4-11)? a.Prophecy – For me, when I was in the National Irrigation Administration as Irrigator’ Development Officer, I do a lot of field work, meetings, and trainings. I always inject the word of God in giving opening prayers in the conduct of meetings and trainings. Even when I do home visitations, during informal sessions with my clients I inspire them with the words of God especially when they open-up their problems and difficulties in life. In that way, I know I was able to exercise this gift of prophesy. b. Practical Service – When I perform my duties and responsibilities, I do it with all my heart not to please my boss or co-worker but to please God. Since we have a multi-task function in the office before, even cleaning the comfort rooms, (when our janitor retires and our office did not hire anymore instead we are task to do additional janitorial works) I do it with gladness. I told myself that this will not degrade my profession because even Jesus washed the feet of His disciples as an example of true humility and service. c.Teaching – In conducting seminars and trainings with the farmers, I think I do exercise this gift God has given in relation to the teaching of Christ. Like for instance, one the principles that we emphasize with our farmer clientele is the principle of sharing (e.g. there must proper sharing of irrigation water). This principle is in light with the teaching of our Lord Jesus Christ to share what we have to those who don’t have. I give instruction, rules and regulations as a way of teaching in the attainment of target/desired goals of our agency. d.Encouragement – This gift is attached to my profession I think especially to deal with different kinds of people with different ethical behavior. I need to practice this gift in order for me to attract or influence these farmers in the performance of their duties and responsibilities as partners of irrigation development. To encourage is my â€Å"capital† to become effective IDO. e.Almsgiving – to perform my duties and responsibilities in the office, I am willing to give my time beyond the prescribed office hour (8 hours a day) without expecting a reward or additional compensation. I always stay in the office beyond office hours just to comply with the deadlines reports and other pertinent works or when my superior asked me to do something. f.Position or Authority – whenever I am tasked to do something, for example, assign me to lead or spearhead a particular program/project, I always accept it without hesitation and I have to perform to the best of my ability involving my team in all aspects of the project because I believed that team approach is more effective way in accomplishing a particular activity/project. g.Acts of Mercy – in working with my officemates and rendering service with my farmer-clientele, I do it by heart and with joy. I have to enjoy my work so that I will not get burn-out. I still remember when I do field work and do home visitations with the farmer leaders, they even open-up their problems regarding their private life and I do some counseling and offer prayers for them and this developed a closer relationship with them. 5.Why is it necessary to contextualized Pauline Ethics in your own field of expertise? By contextualizing Pauline Ethics in my own field of expertise I can share/bring the â€Å"good news† or the love of God to my clientele. By exercising the seven Christian Gifts and the various codes of Christian conduct, I believe I can help in the transformation of their lives just like what Jesus did for us. And hopefully not only our direct clients will be influenced but their family circle and the whole community as well. A concrete example of this is when I conduct training, imparting to my farmer clientele the value of self-discipline in light of distribution irrigation water, payment of irrigation fees, etc. but it does not end up with the irrigation water alone but relating it to the whole aspect of their lives. I was amazed that I have seen the impact of this with their lives through evaluation and some farmers will give feed-backs on the positive impact of the training in their li ves. 6. Defend or Refute: The transformation of one’s life from vice to virtue, and alienation to reconciliation is the byproduct of grace. I strongly agree that the transformation of one’s life from vice to virtue and alienation to reconciliation is the byproduct of grace. The transformation of our character from negative to positive is not by our own strength. If we want to change and have transformation it’s only by God’s grace. As Apostle Paul writes in 2 Corinthians 12:9, He said to me, â€Å"My grace is sufficient for you, for my power is made perfect in weakness.† He promised grace for Paul’s pain. It means therefore that in our weaknesses, God’s power is sufficient. Grace simply means God’s help, intervention and strength in our weakness. Our vices or character deficiencies can be replaced with virtues or character assets by trusting God’s grace. By participating in Christ’s work and our confession that He is our Lord and Savior means transformation of our lives so that we can live our lives in accordance to God’s will. We are alienated before because of our sinful nature which we inherited from Adam and Eve, but because God loves us so much, He gave His one and only Son to die on the cross for our sins. So with Christ death on the cross we were being reconciled to God. Ephesians 2:8-9 says, â€Å"For it is by grace you have been saved through faith- and this not from yourselves it is the gift of God- not by works, so that no one can boast.† Our salvation is by God’s grace- gift of God (undeserved gift) through faith but we have to ask (open our hearts and let Christ reign in our lives) so that we will receive this gift of salvation. We cannot earn our own salvation but it’s only by God’s grace! 7. Defend or Refute: To live through commitment and not merely by inspiration means to be faithful to God. Yes I agree to this statement. To be faithful to God means a commitment to live our lives to Him and not merely by inspiration. For Paul when he was converted in Damascus, he started to commit his life to God no matter what the cause maybe. In the practical side of it, to live our lives through commitment is living with a purpose and direction. Once we are committed to do something, we do it consistently, not mechanically but with all our mind and heart having the assurance and certainty that God will be glorified. By doing so it follows the joy and love in performing the act not by force or compulsion. On the other hand, we should not live only by mere inspiration not just to enjoy life and be contented to what will happen. For example, one way to be faithful to God is to pray every day – giving thanks to Him for all the circumstances He brought in my life and entrusting to Him all my concerns and even my future. I should do this consistently and accept whatever God’s response. Another way of my being faithful to God is by giving my tithes and offering regularly. 8. Defend or refute: If one acts on the basis of the responsibility of love, he is free. No. I disagree because love never ceases. Love must continue to be our motivating factor to act. Love will go on eternity for God is love. 1 John 4:8, â€Å"God is love! God is eternal; therefore love is eternal as well. Paul writes, in 1 Corinthians 13:1-3, â€Å"If I speak in the tongues of men and of angels, but have not love, I am only a resounding gong or a clanging cymbal†¦ v. 13 â€Å" And now these three remain: faith, hope and love. But the greatest of these is love. We will never be free because we have the debt with our fellowmen and that is the debt to love them regardless of the race, status, physical attributes, etc.